contractor insurance

Clearwater General Liability Insurance

Are you a contractor or home improvement company looking for General Liability insurance? Looking for this type of coverage in approximately Clearwater, FL? If you are, we can help with the purchase process – we provide free quotes on the same day!

What is Contractor General Liability Insurance Clearwater, FL?

If you are a contractor in Clearwater, FL, you need contractor general liability insurance. Contractor general liability insurance protects you and your business from personal injury and property damage lawsuits that may arise from your work.

Your policy should cover material defects in the work that you perform. You may also have coverage for Mishandling Claims and Professional Negligence. Coverage can extend to Newport Beach, FL construction projects as well.

Contact Pascal Burke to learn more about what contractor general liability insurance provides in Clearwater, FL, and how much it costs.

Why You Need Contractor General Liability Insurance Clearwater, FL?

Choosing the right contractor general liability insurance policy for your business is essential to protect yourself and your employees from costly lawsuits. An insurance policy can provide financial protection if someone is injured, or makes a claim, as a result of your work.

In Clearwater, FL, there are a few things to keep in mind when choosing a contractor general liability insurance policy:

The coverage you need will depend on the type of business you operate. For example, if you’re a construction company, you’ll want Coverage A which provides $250,000 per occurrence/$500,000 per incident for bodily injury and property damage. If you operate as an interior decorator or florist, Coverage B may be more appropriate since it offers $1 million per occurrence/$ 2 million per incident for damages arising out of personal injuries and damage to property.

Contractor general liability insurance policies typically come with specialty coverages such as product defect and copyright infringement coverage. It’s important to ask about these coverages when selecting your policy so that you can be certain that your business is adequately protected.

Whenever possible, it’s always advisable to have multiple insurance policies in place for different areas of your business – this will give you complete peace of mind should anything go wrong. In addition to contractor general liability insurance policies, businesses should also have workers’ compensation insurance and commercial auto insurance in place. You can find all the necessary coverage by speaking with a broker.

As a Contractor in Florida, what are the types of liability insurance available to you?

In Florida, contractor general liability insurance is typically available in the following forms:
-Single limits for bodily injury and property damage
-Multi-million dollar exposures with deductibles
-Occupational safety and health insurance
Each contractor should check their state’s statutes to ensure they are covered.

Various examples of contractor liabilities and how they work

When it comes to contractor liability insurance, Clearwater contractors can rely on a variety of policies and coverage options to help protect them from potential financial losses. Some common types of coverage include general liability, property damage, workers’ compensation, automobile insurance, and more.

If you’re in the market for contractor liability insurance, it’s important to look at all your options and pick the policy that best suits your needs. No matter what type of coverage you choose, be sure to ask your broker about any discounts or special benefits that may be available. And, always remember that you are liable for paying all premiums as they become due – no exceptions!

How much does Contractor General Liability Insurance cost in your area?

Contractor general liability insurance costs in Clearwater, Florida vary depending on the size of the business and the type of coverage needed. A basic policy can cost anywhere from $2,000 to $5,000 a year. A premier policy may be more expensive but offer increased coverage, such as for wrongful death, property damage, and intentional acts. In order to find out what kind of coverage is recommended for your business and what premiums are typical, contact Pascal Burke to get started.