Yonkers General Liability Insurance
Get the protection you need with a contractor general liability insurance policy in Yonkers, NY. Coverage will protect businesses from incidents that may result from projects conducted on residential and commercial properties.
With contractor general liability insurance, businesses can feel confident that they are fully protected in the event that something goes wrong while they are working on a project. Coverage includes damages that may occur from slips and falls to injuries caused by faulty work. Protect yourself and your team by getting policy coverage today.
Who is Covered by Contractor General Liability Insurance Yonkers?
If you are a contractor in Yonkers, NY, your business is likely protected by contractor general liability insurance. This type of insurance covers you and your employees for liabilities incurred while performing contracted work. Contractor general liability insurance can provide financial protection in the event that you are sued or held liable for damages caused by your actions as a contractor.
Coverage typically includes general liability, property damage, and workers’ compensation coverage. In some cases, additional coverage may be available such as automobile liability and product liability.
When choosing contractor general liability insurance, it is important to consider the coverage that is available and the price of the policy. Policies vary greatly in terms of price and level of coverage, so it is important to shop around before making a decision. Additionally, make sure that you understand the terms and conditions of the policy before signing it.
What Are The Types Of Insurance In Yonkers, NY?
There are three types of insurance that typically contractors in Yonkers, NY 10701 should have: general liability insurance, automobile insurance, and workers’ compensation insurance.
General liability insurance protects contractors from lawsuits that may result from accidents or injuries that they cause. General liability insurance may protect contractors from large financial awards, but it may not cover specific types of injuries or accidents.
Automobile insurance protects contractors from bodily injury or property damage caused when they are driving their personal vehicles. Automobile insurance can help cover some costs associated with accidents, but it may not be sufficient to pay for damages caused to a contractor’s car.
Workers’ compensation provides benefits to contract workers if they are injured on the job.
Each type of insurance has its own benefits and drawbacks.
Do You Qualify for a Discount on Your Business Annual Premiums with Contractor Liability Insurance in Yonkers, NY?
If you are a contractor in Yonkers, New York, and operate your business on your own, you may be eligible for a contractor liability insurance discount. The discounts offered vary based on the liability insurance coverage that you choose.
How to Obtain General Liability Insurance Yonkers
Yonkers General Liability Insurance covers both the business owners and employees of a company for any legal action that may arise from their actions or negligence.
To get general liability insurance, you will first need to conduct a quick policy analysis to see what is included in your coverage. You should also consider what level of coverage is necessary for your business size and type. Next, you will need to find an insurance company that specializes in contractor general liability insurance. Finally, you will need to submit an application and pay the premiums.
Benefits and Features Of Contractor Liability Insurance in Yonkers, NY
Yonkers, NY contractor liability insurance can help protect your business from liabilities associated with personal injury and property damage. Coverage can include expenses for lawsuits, settlements, and judgments. Contact a qualified Yonkers, NY insurance broker to learn more about what coverage is available and how it can benefit your business.
Some benefits of contractor liability insurance in Yonkers, NY include:
- Protection from personal injury lawsuits and settlements.
- Protection from property damage lawsuits and settlements.
- Coverage for attorney fees and other legal expenses arising from disputes with customers or clients.
Get A Quote
It’s important to have contractor general liability insurance when undertaking any type of construction project, big or small. Not only do you have the protection your business needs if something goes wrong while working on a job site, but you can also protect yourself and your employees should there be an accident. Speak with an experienced broker today to learn more about contractor general liability insurance in Yonkers and what risks it covers.
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